![]() ![]() I couldn't check PPA directly, and I'm not a pro anyhow. Squaretrade is really high ($3xx.00 for $3800.3 years) and you have to register your equipment within 30 days of purchase. I just didn't think a homeowner's policy would cover moisture damage, broken shutter, cracked lens, etc. Hmm.don't know why I didn't think of my homeowner's insurance. **EDIT** - I've owned 3 Sony cameras in the last 6 years and had zero issues with any of them, though there were all treated with care. I think I read elsewhere that these plans were not the best ( in cost or scope).įor theft, you'll need a different type of policy. I have no idea how this compares to other plans that cover accidental damage or manufacturer defects, but thought I'd mention this as an option in case you were not aware. Reading the fine print of exclusions, only the 'protect plus + adh ' plan will cover 'water damage', whatever that means and accidental drops. I purchased the 3 years 'protect' plan which was $150 for 3 years. In other words, the 'protect' plan seems to be mainly to cover you in case you get a 'lemon'. ![]() These plans are limited in their scope, but they will repair/replace a failed main board and a faulty shutter, if there was a manufacturing defect, - which was all I was interested in. If you already have a homeowner's or renter's policy (which many times will already cover non-professional personal equipment up to a stated cost), it may be easier and cheaper than going to a different insurer if you add a rider to your current policy for specific items above the stated cost.įor the camera, Sony offers their "protect' and 'protect plus +adh' plans. So, I recommend checking with your existing insurance company first. My equipment is now worth more than that.but it's more likely something would happen to one body and a couple of lenses while I'm out shooting than something happening to my entire collection. For a relatively cheap cost they were able to add on a special "photography equipment" plan where they'll cover any equipment up to a set amount (in my case, I picked $10,000) with no deductible, covering any sort of loss (theft, accidental drop, left it on the bus). However, that would be subject to a high deductible. My current home owner's insurance already covers camera things (for non-professional use.and I am just a hobbyist). Once I started collecting enough lenses to make insurance a consideration, I just called my existing insurance company that does my home/car insurance. ![]()
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